*APR = Annual Percentage Rate 3.123% This is a variable rate mortgage. The interest rate is fixed for first 24 months and then undergoes annual rate adjustments thereafter, based on the weekly average yield on United States Treasury Bill Rate, adjusted to a constant maturity of one year plus a margin of 2.75%. Rate will not exceed 8.875% and will not fall below the initial rate of 2.99%. Must have at least 20% down payment or equity for both purchase and/or refinance transactions. Loans available on primary residences in CT and select NY counties only. Minimum loan amount of $50,000.00. Maximum Loan Amount of $417,000.00; $708, 750.00 in Fairfield County, CT. Subject to appraisal and credit approval. Effective date 9/01/2010. Offer may be withdrawn at any time. Membership in Mutual Security Credit Union is required with a $5 deposit into a Membership Account.
