Introducing Enhanced Fraud Protection Plus offers new Level of Security to Members
According to a report by the Federal Trade Commission released earlier this year, consumers reported losses from fraud of more than $1.1 billion in 2006. Protecting yourself from becoming a victim has never been more important, which is why Mutual Security now offers members a solution to help do just that. Enhanced Fraud Protection Plus provides five levels of increased security: $10,000 Identity Theft Insurance with Fraud Assistance1 Members will receive up to $10,000 in financial relief for qualified expenses along with Fraud Assistance, a comprehensive service designed to help with the hassle of clearing their good name. Debix Fraud Defense™2 Stop identity theft before it happens. The Debix Identity Protection Network™ goes to work at the moment that matters most: when a thief could be attempting to get credit in your name. A credit issuer can choose to trigger a Debix Fraud Alert warning call to you. You use your personal security code to authorize the credit — or block it. Without your code, the credit will not be issued. Card PatrolSM3 Identity thieves are getting smarter and they care about two things: stealing personal information and selling or using it to make money. This sophisticated, real-time early warning technology monitors various chat rooms across cyberspace for members’ exposed credit and debit card numbers. This proactive monitoring service is designed to help prevent against identity theft and fraud before it occurs. Credit Alert®4 With 24-hour, daily credit monitoring, members are alerted automatically of certain negative changes to their credit helping to minimize potential damage. If there are no changes to members’ credit, they’ll even receive a quarterly notification letting them know that nothing has changed. Payment Card Protection Members are covered for verified, unauthorized charges to their registered credit or debit cards. With this service, members’ cards are cancelled within 24 hours of notice. Call toll-free, 24 hours a day, 365 days a year. Mutual Security urges you to take steps now to significantly reduce your chances of becoming a fraud crime statistic with Enhanced Fraud Protection Plus. For more information, call 800.76.2400 or stop by your nearest local branch today! 1. Identity Theft Insurance is offered through the insurance company named on the Benefit Summary included in the membership kit. Please refer to the Summary for complete details of coverage, limitations and exclusions. 2. An Instant Authorization™ call is made when someone applies for credit in the registered member’s name. Whether it's the member or an impostor, the member gets a secure automated call from Debix seeking authorization before any new account can be opened in the member’s name. (Some financial institutions use alternative protective measures.) 3. Card PatrolSM monitors personal information on the Internet by searching public databases and chat rooms. It is impossible to ensure all sources of information have been searched; therefore, your reports may not contain or apprise you of all of your personal information that may have been compromised. 4. Credit Alert® is not a credit counseling service and does not promise to help you obtain a loan or improve your credit record, history or rating. The Credit Alert® service may be modified or improved at any time and without prior notice. Credit Alert® is a registered service mark of Affinion Publishing, LLC. Daily monitoring will notify members of any inquiries, significant changes in credit score, certain derogatory information, or accounts that have been added to their credit reports as reported by one of the three major credit reporting agencies. If no information has been added or changed, then the member will receive a quarterly notification stating that no information has changed within their credit file. Neither the Plan Administrator, the provider of the Credit Alert® service, or its credit information subcontractors, nor Financial Services Association shall have any liability for the accuracy of the information contained in the Credit Alert® reports which you receive, including any liability for damages, direct or indirect, consequential or incidental.
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